Protect your harvest. Secure your livelihood.

Crop Insurance for Iowa Farmers

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Federal Multi-Peril Crop Insurance (MPCI)

Hail Insurance with options

Flexible endorsements like Quality Loss, Trend Adjustment & Yield Exclusion

One storm, drought, or flood can cost thousands in lost revenue, but the right crop insurance keeps your operation steady through the unexpected. With federally subsidized MPCI and flexible hail policies, you’ll have the security of guaranteed coverage when you need it most.

And because every farm is different, we’ll help you customize your protection with options like Quality Loss, Yield Exclusion, and Enhanced Coverage, so your acres and income are fully backed.

With Bear Creek Insurance you gain a local partner who understands Iowa farming and is committed to protecting your livelihood season after season.

Bear Creek Insurance helps you safeguard your harvest.

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Custom Crop Insurance Coverage in Iowa

Protecting Your Fields and Securing Revenue When It Matters Most.

At Bear Creek Insurance, we know farmers are the backbone of our communities. Iowa fields feed families nationwide and fuel our local economy. That’s why we’re proud to protect farms of every size — from homes and equipment to crops and livestock — safeguarding your livelihood today and your legacy for tomorrow.

Protecting farmers means protecting our future.

Honoring the Heart of Iowa Agriculture

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  • Federal Multi-Peril Crop Insurance (MPCI) — Backed by government subsidies, MPCI protects your revenue per acre against losses from drought, floods, and other disasters.
  • Hail Insurance — Add targeted coverage for hail damage, with options for wind, green-snap, and extra harvest expenses.
  • Flexible Endorsements — Strengthen your policy with options like Quality Loss, Trend Adjustment, and Yield Exclusion for added peace of mind.

At Bear Creek Insurance, we help you choose the right mix of coverage to keep your operation strong through unpredictable seasons. Federal crop programs and private endorsements give you flexible options designed for real farming challenges.

Not all crop insurance is the same — here’s what you should know.

Tailored protection for your fields and your future.

Crop Insurance Options for Iowa Farmers

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See What Other Insurances We Offer Iowans

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Rick • Brooklyn, IA

“The employees at Bear Creek Insurance are actively engaged members of our community and they have my full trust to keep my family and property insured against any and all disasters.”

Jason • Brooklyn, IA

“The entire team consistently ensure their customer’s assets stay well protected! It’s been incredible to have them as our insurance for our restaurant, and all our personal belongings.”

Christian • Brooklyn, IA

“Within the next day they had multiple quotes ready from different providers so I could choose what was best for me.”

Paul • Brooklyn, IA

“It is great having peace of mind that both my home and business are protected by people that I work with and see everyday.”

Tanner • Brooklyn, IA

“It’s hard to beat small town service. The people at Bear Creek insurance take the time to make sure you are accounted for and your policies are correct.”